corporate advance fees are fees paid for by the Servicing Lender from their own funds. Then they charge the Borrower to get their money back. These fees are for various items–foreclosure expenses, attorney fees, force placed insurance fees, modification process fees, property taxes and home insurance premiums, etc.
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A corporate advance on a mortgage is a payment for a service related expense that is owed by the borrower. Bankrate Com Calculator Mortgage This mortgage payment calculator will help you determine the cost of homeownership at today’s mortgage rates, accounting for principal, interest, taxes, homeowners insurance, and, where applicable.
– Many times a mortgage servicer will post your payment to a suspense account (especially if the payment is different than the amount that was due). Later, the mortgage servicer may take money from the suspense account to pay an item called "corporate advance". Whenever you see a corporate advance, you should always question it.
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The corporate advance fees are disbursements for servicing related expenses that the servicer has paid with servicer funds. These fees include foreclosure expenses, attorney fees, bankruptcy fees, and force placed insurance. As far as I know, these fees do not include taxes.
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